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How much does it cost to complete a deed: all the costs in March 2025 - La Nacion Propiedades
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www.lanacion.com.ar
March 25, 2025
It is a necessary expense when purchasing a property, since it formalizes the operation.
Rentals, apartments, contract, brand new apartment, keys, purchase, compare, sale, signature, credit, first home, coupleshutterstock
When purchasing a property , the deed is the final step in the process and one of the most important . This procedure not only formalizes the transaction but also provides legal security to the buyer, ensuring that the transfer of ownership is carried out correctly .
However, registering a property title involves a series of expenses that can represent a significant percentage of the property's value. From notary fees to taxes and fees imposed by the state, each party involved—buyer and seller—must face different costs to complete the transaction.
These amounts vary depending on the location of the property and the regulations in force in each jurisdiction. In the Autonomous City of Buenos Aires (CABA) , fees include stamp duty, preliminary certificates and reports, notary fees, and registration in the Property Registry.
Below are the updated costs for the deed, as of March 2025 , so buyers and sellers can accurately calculate how much money they will need to complete the transaction.
Both the seller and the buyer must bear the costs of the deed registration process.Javier Joaquin
Certificates : The seller must assume the cost of obtaining the necessary documents prior to the deed, such as the certificate of ownership or the report of inhibitions. Completing these reports could cost up to 0.2% of the property price.
Stamp Tax : This tax applies both in Buenos Aires City and in the other 23 provinces of the country. As it is local in nature, each jurisdiction establishes the tax base and the taxable event. In Buenos Aires City, the rate is 3.5%, which is divided between the parties; therefore, the seller pays 1.75%. However, "if the transaction is for the purchase of a single residential property, the tax is not payable," explains the notary.
Debts : If there are outstanding expense payments or tax debts, such as ABL or other property-related taxes, the seller must pay them before signing the deed.
Title search : A title search is a thorough investigation into the legal status of a property. A notary or lawyer analyzes the property's history, going back up to 20 years, primarily to prevent fraud. This verification generates a fee of 0.2% of the transaction price.
Real estate commissions : In Buenos Aires, the commission paid by the seller to the real estate agency is 1 or 2% of the property value plus VAT, although it tends to be charged before the deed is signed.
Other expenses : Some additional costs for the seller could include floor plan updates, vacancy fees, etc.
Registry fees : This is a variable fee paid upon registration of a property in the Property Registry. A positive development in 2024 was the reduction of this fee through Decree 902/2024, which reduces the Real Estate Registry (RPI) fee to almost half its value, reaching, in some cases, only 0.3‰.
Professional fees : The property buyer must pay 2% of the professional fees, plus VAT. Payment can be made in pesos or in dollars at the MEP exchange rate.
Real estate commission : The buyer pays between 3% and 4%. Real estate fees are regulated by law and by the Real Estate Professional Association. As with the seller, this fee is usually paid before the deed is signed.
Notarial contribution : tends to be 0.1% at most.
www.buysellba.com
Source:
Cuánto cuesta escriturar: todos los gastos en marzo 2025
Es un gasto necesario en la compra de una propiedad, ya que formaliza la operación
www.lanacion.com.ar
March 25, 2025
It is a necessary expense when purchasing a property, since it formalizes the operation.
Rentals, apartments, contract, brand new apartment, keys, purchase, compare, sale, signature, credit, first home, coupleshutterstock
When purchasing a property , the deed is the final step in the process and one of the most important . This procedure not only formalizes the transaction but also provides legal security to the buyer, ensuring that the transfer of ownership is carried out correctly .
However, registering a property title involves a series of expenses that can represent a significant percentage of the property's value. From notary fees to taxes and fees imposed by the state, each party involved—buyer and seller—must face different costs to complete the transaction.
These amounts vary depending on the location of the property and the regulations in force in each jurisdiction. In the Autonomous City of Buenos Aires (CABA) , fees include stamp duty, preliminary certificates and reports, notary fees, and registration in the Property Registry.
Below are the updated costs for the deed, as of March 2025 , so buyers and sellers can accurately calculate how much money they will need to complete the transaction.
What is the real cost of notarizing?
Both the seller and the buyer must cover the costs associated with the deed signing process . The seller is responsible for paying all costs prior to the deed, as well as the notary's fees, while the buyer pays all subsequent costs. According to a report by the real estate platform Zonaprop , corroborated by notary Federico Leyria, a member of the Association of Notaries , the costs each party must pay in 2025 are as follows :
Both the seller and the buyer must bear the costs of the deed registration process.Javier Joaquin
Seller's expenses
Certificates : The seller must assume the cost of obtaining the necessary documents prior to the deed, such as the certificate of ownership or the report of inhibitions. Completing these reports could cost up to 0.2% of the property price.
Stamp Tax : This tax applies both in Buenos Aires City and in the other 23 provinces of the country. As it is local in nature, each jurisdiction establishes the tax base and the taxable event. In Buenos Aires City, the rate is 3.5%, which is divided between the parties; therefore, the seller pays 1.75%. However, "if the transaction is for the purchase of a single residential property, the tax is not payable," explains the notary.
Debts : If there are outstanding expense payments or tax debts, such as ABL or other property-related taxes, the seller must pay them before signing the deed.
Title search : A title search is a thorough investigation into the legal status of a property. A notary or lawyer analyzes the property's history, going back up to 20 years, primarily to prevent fraud. This verification generates a fee of 0.2% of the transaction price.
Real estate commissions : In Buenos Aires, the commission paid by the seller to the real estate agency is 1 or 2% of the property value plus VAT, although it tends to be charged before the deed is signed.
Other expenses : Some additional costs for the seller could include floor plan updates, vacancy fees, etc.
Buyer's expenses
Stamp Duty : Just like the seller, the buyer must pay 1.75% based on the price of the deed. If the property purchased is for a single, family, permanent residence, this tax is reduced.Registry fees : This is a variable fee paid upon registration of a property in the Property Registry. A positive development in 2024 was the reduction of this fee through Decree 902/2024, which reduces the Real Estate Registry (RPI) fee to almost half its value, reaching, in some cases, only 0.3‰.
Professional fees : The property buyer must pay 2% of the professional fees, plus VAT. Payment can be made in pesos or in dollars at the MEP exchange rate.
Real estate commission : The buyer pays between 3% and 4%. Real estate fees are regulated by law and by the Real Estate Professional Association. As with the seller, this fee is usually paid before the deed is signed.
Notarial contribution : tends to be 0.1% at most.
www.buysellba.com
