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UVA mortgage loans: What you can buy with the amounts offered by banks - La Nacion Propiedades
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Créditos hipotecarios UVA: qué te podés comprar con los montos que ofrecen los bancos
LA NACION realizó un relevamiento para identificar qué propiedad se puede comprar quien saca un crédito por $250 millones
www.lanacion.com.ar
June 23, 2024
LA NACION carried out a survey to identify which property can be purchased by someone who takes out a loan for $250 million
By Maria Josefina Lanzi
The maximum loan amount offered by various banks is $250 million
More and more banks are offering mortgage loans and potential buyers are asking themselves a key question: what can be purchased with the amount of $250 million, the maximum that most banks lend.
First of all, it is important to take into account how much each bank finances , to know how much savings you should have when applying for a loan. Most require an advance payment that varies between 20% and 30% of the value of the apartment and finance up to 80%. That means that if you ask for $250 million, you can access an apartment of up to $300 million by doing round numbers and have about $50 million saved.
In concrete numbers, the latest report from Zonaprop indicated that a 40m² one-room apartment costs US$99,196 for sale, while a 50m² two-room apartment has a value of US$118,854 and a 70m² three-room apartment costs US$163,338. In addition, Puerto Madero, Palermo and Belgrano continue to be first in the list of neighborhoods with the highest price, with a value of US$5,891/m², US$3,147/m² and US$2,868/m², respectively. At the same time, Lugano remains the most economical, with an average price of US$976/m². It is followed by Nueva Pompeya (US$1,366/m²) and Villa Riachuelo (US$1,446/m²).
Properties for sale to buy with mortgage credit
Going to specific examples, in the case of having small savings, perhaps it is best to look in the area with the cheapest prices on the market. According to the latest Zonaprop report, Lugano is in the top 3 of the neighborhoods with the lowest prices.Among the offers in that area, the platform reveals that it is possible to find a 35 m² studio apartment on 5000 Castañares Street, for US$55,000 . The apartment is located in a six-story building, with SUM, barbecue and laundry room. It must be taken into account that to invest in this property with the new UVA mortgage loans you must have US$11,000 in savings to qualify for some of the lines offered by banks .
The streets around Barrio Cafferata and Chacabuco Park are characterized by having low houses and chalets.
If you are looking for an intermediate option, in a neighborhood that is not among the cheapest, but not among the most expensive, Parque Chacabuco may be a good option. On Zelarrayán Street at 1600 there are brand new studio apartments for US$75,000, with a size of 49 m².
If you are looking for a three-room proposal in the same area , in case you are looking for something larger for the family, you can find an option on 100 Zuviría Street, with three rooms, with 65 m², with four years of use, for US$119,000.
Las Cañitas is one of the top areas of Palermo, with a gastronomic proposal that has been strongly consolidated in recent years.
Anyone interested in options in the most sought-after neighborhoods of CABA can find in Palermo, in the Cañitas area, a 15-year-old 35 m² studio apartment for US$93,000.
If you are looking for larger units in this area, you can also find a four-bedroom option on Paunero at 2700, for US$265,000 . The apartment is 99 m², has a garage, is 44 years old , and is located half a block from Parque Las Heras.
House options in the northern area
If those interested in investing in a property want to live connected with greenery and tranquility, the search may focus on the northern area. According to the latest zonaprop report, a two-room apartment with 50 m² in GBA north reaches a value of US$108,132, while a three-room apartment with 70 m² is at US$162,062. La Lucila, Vicente López and Olivos top the list of neighborhoods with the highest prices , while José C Paz Oeste, José C. Paz Centro and Barrio Infico are the cheapest .In Maipú at 1800, Olivos, there is a proposal for a studio apartment, for US$112,000. The property is brand new and has a total of 37 m². In the area it is also possible to find houses, such as Rastreador Fournier at 2700, which is offered for US$152,000. It has a total of 91 m², three rooms, garage and is 42 years old.
La Lucila, Vicente López and Olivos are the northern GBA neighborhoods with the highest prices
In an intermediate area between the most expensive and the cheapest is the Benavidez neighborhood. There is a proposal in Quintino Bocayuva at 300, for US$175,000 ; The house has 500 m², four rooms and two years.
In the neighborhood there are also one-bedroom apartments for US$120,000. The proposal is for a total of 59 m², with a garage, on Av. Benavidez at 700.
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