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Newcomer Who Is Responsible for Property Insurance?
Blockchain
Well-known member
What are you wanting to insure? Your contents? In the USA we have property insurance that covers the property in case of fire/flooding/storms. And then contents like clothes, furniture, etc. I would assume there the owner has to insure their property if they want and you have to insure your contents.
Betsy Ross
Well-known member
The owner would need to get homeowner's coverage if they wanted it. Surprisingly many owners don't get any homeowner's coverage here. In the US mortgage companies and banks require insurance to get a mortgage but since there are almost no mortgages here and it's all cash, many owners opt not to get coverage since fires are rare here and we don't have earthquakes.
On my apartment I do have a homeowner's policy that covers fire, water damage if a pipe breaks and contents. But I think I'm going to drop content insurance as the prices really have gone up over the past year. My policy has doubled in price and I think the biggest risk is water damage if a pipe broke. Fires here are not common as they don't use wood framing here.
On my apartment I do have a homeowner's policy that covers fire, water damage if a pipe breaks and contents. But I think I'm going to drop content insurance as the prices really have gone up over the past year. My policy has doubled in price and I think the biggest risk is water damage if a pipe broke. Fires here are not common as they don't use wood framing here.
It depends on the rental situation. For short-term rentals, you typically don’t need to worry about it. However, for long-term rentals, many property owners do require tenants to have fire insurance. It’s usually not very expensive, I'm currently paying 3,500 pesos per month for mine. It's a good idea to clarify this with your landlord before signing the contract to avoid any surprises.
Uncle Wong
Well-known member
I saw that on Twitter today. How does a water tank catch on fire??
Flamingo
Well-known member
Never have seen this type of thing. These water tanks are typically plastic. I'm not sure if it is the tank burning or something behind it that is flammable. Those flames don't look like just the plastic tank burning. It looks like something flammable is causing the fire. I would hate to see the next month's extraordinary expenses bill!
Fires are rare here but they do happen. Not sure of the circumstances of this fire but there is one in Once now.
Uncle Wong
Well-known member
I just saw this video. Is Once always like this? It looks like the sidewalks are all full of people selling stuff?
Vince
Well-known member
Once is like that. Tons of manteros selling stuff on the street. Here you can see a street view. Lots of vendors from Senegal selling there. It looks like that fire had accelerants or maybe done on purpose.
Nothing has been confirmed yet, but I'm almost certain it was intentional after the conflict the Senegalese had with a group of local shopkeepers. If that's really the case, I wouldn’t hesitate to deport them , people like that don't contribute to the country.
Incendio en cuatro locales en Once: gran operativo por llamas y “humo negro”
Hubo un corte total en la zona producto del trabajo de los efectivos del SAME, Policía de la Ciudad, Seguridad Vial y Bomberos
www.lanacion.com.ar
Vince
Well-known member
Wow I hope that isn't the case but it did look like there were some flammable liquids. That would really be horrible if they were involved with it. It won't be good for them or anyone else and will put a spotlight on immigration controls which might be a good thing.Nothing has been confirmed yet, but I'm almost certain it was intentional after the conflict the Senegalese had with a group of local shopkeepers. If that's really the case, I wouldn’t hesitate to deport them , people like that don't contribute to the country.
Incendio en cuatro locales en Once: gran operativo por llamas y “humo negro”
Hubo un corte total en la zona producto del trabajo de los efectivos del SAME, Policía de la Ciudad, Seguridad Vial y Bomberos
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