Medical Medicare Coverage outside the U.S.

[CaribbeanCool]

I thought I knew something about medicare coverage....I just found out I aint so smart.

https://retiree.uhc.com/content/dam/retiree/pdf/compassrose/Compass-Rose-Foreign-Travel-Brochure.pdf

I am just starting my study of this policy so I don't claim to be an expert. I will learn about it and probably enroll. I am someone who tends to over-insure. I have the Cigna plan right now and doubt that it compares to the UHC plan (Compass Rose). And I have the Cigna plan because they take seniors (old folks). Anyone who knows about it....chime in.

 

[earlyretirement]

I thought I knew something about medicare coverage....I just found out I aint so smart.

https://retiree.uhc.com/content/dam/retiree/pdf/compassrose/Compass-Rose-Foreign-Travel-Brochure.pdf

I am just starting my study of this policy so I don't claim to be an expert. I will learn about it and probably enroll. I am someone who tends to over-insure. I have the Cigna plan right now and doubt that it compares to the UHC plan (Compass Rose). And I have the Cigna plan because they take seniors (old folks). Anyone who knows about it....chime in.

Can you qualify for an OSDE or Swiss Medical plan in Buenos Aires or are you too old to qualify? Those medical programs are excellent and not too expensive. I"m going to sign back up for the OSDE 510 plan when I'm in town in November.

 

[FrankPintor]

I thought I knew something about medicare coverage....I just found out I aint so smart.

https://retiree.uhc.com/content/dam/retiree/pdf/compassrose/Compass-Rose-Foreign-Travel-Brochure.pdf

I am just starting my study of this policy so I don't claim to be an expert. I will learn about it and probably enroll. I am someone who tends to over-insure. I have the Cigna plan right now and doubt that it compares to the UHC plan (Compass Rose). And I have the Cigna plan because they take seniors (old folks). Anyone who knows about it....chime in.

I used Cigna for my wife and myself until about 4 years ago, and I stopped the insurance cover because they kept increasing the monthly premiums (I don't remember how much it was, but it was sufficient to cause me to discontinue the policy). We had never made a claim, so I didn't see the justification. My son was previously insured with Cigna, and he had so much trouble getting them to accept a claim that he eventually gave up. That's the worst fear about an insurance company, they just take the money and when you need them, they're not there anymore.

We're using OSDE here, and while the costs are climbing each month (in Pesos at least), they do actually provide cover. Also apparently in bordering countries, though we haven't tried that. And we use some travel insurance like AssistCard or WorldNomads when we're going to be outside Argentina. I wouldn't recommend Cigna.

 

[sergio]

I used Cigna for my wife and myself until about 4 years ago, and I stopped the insurance cover because they kept increasing the monthly premiums (I don't remember how much it was, but it was sufficient to cause me to discontinue the policy). We had never made a claim, so I didn't see the justification. My son was previously insured with Cigna, and he had so much trouble getting them to accept a claim that he eventually gave up. That's the worst fear about an insurance company, they just take the money and when you need them, they're not there anymore.

We're using OSDE here, and while the costs are climbing each month (in Pesos at least), they do actually provide cover. Also apparently in bordering countries, though we haven't tried that. And we use some travel insurance like AssistCard or WorldNomads when we're going to be outside Argentina. I wouldn't recommend Cigna.

What is OSDE charging you? Is the rate for 65+ people?

 

[FrankPintor]

What is OSDE charging you? Is the rate for 65+ people?

I'm not that far gone yet (apologies to @Caribbean Cool), for OSDE plan 210 my wife and I will pay 118k Pesos this month.

 

[earlyretirement]

I'm not that far gone yet (apologies to @Caribbean Cool), for OSDE plan 210 my wife and I will pay 118k Pesos this month.

How is the 210 plan pretty good? I think I had the 410 or 510 plan when I lived there and it was amazing. That 210 plan is really affordable. Frank, for educational purposes, can I ask your age range?

 

[Larry]

I'm not that far gone yet (apologies to @Caribbean Cool), for OSDE plan 210 my wife and I will pay 118k Pesos this month.

Wow, that is very affordable. I need to look into getting OSDE.

 

[Chris]

Wow, that is very affordable. I need to look into getting OSDE.

so your plan is for under 65s? Is there ANY health insurance plan that covers people 65+?

 

[JonJLA]

so your plan is for under 65s? Is there ANY health insurance plan that covers people 65+?

@Chris check out Hospital Italiano. A member of this forum said he inquired about his father.

Is the Expat party in Buenos Aires coming to an end?

Medicare expenses in the USA fluctuate based on individual earnings. Having been self-employed since 1975, I contributed less initially and now pay more. Despite Medicare coverage, it doesn't encompass all medical expenses, and from what I've observed among most seniors (I'm 70), healthcare...

www.expatsba.com