Why are people saying he needs a therapist? First of all, he didn't say he was in that specific situation. He was asking if "you" were in that situation. If anything, I would interpret his question as asking how someone would spend $100K without judgement about how that money could be used for something more responsibility. If you were to interpret his question literally, perhaps spending 100K could introduce someone to something that he truly enjoys in the world. Isn't that a good reason to stick around, to enjoy those same activities again? I would imagine that person has more than that 100K. Maybe that person has millions in offshore accounts because surely that person wouldn't bring all their money to BA. Would you? Therefore, he can likely afford to enjoy those same activities over and over again.